How are my funds distributed across the app?

When you add funds to the Rand app, they are initially located in your Rand Checking account. From there, you have the flexibility to allocate your funds to different accounts within the app based on your preferences and goals, or to withdraw your funds to external bank accounts.

To generate rewards, you can move your funds to either the Prize account or your Earn Account as you see fit. The Prize account offers the opportunity to participate in prize-linked savings and potentially win cash rewards. The Earn Account allows you to earn interest on your deposited funds.

To keep track of your funds and their distribution, you can click on the Wallet icon on the home screen. This will provide you with an overview of how your funds are allocated among different accounts within the app. Additionally, you can access your transaction history, which includes all the transfers and transactions between your Rand accounts and external bank accounts.