At Rand, we provide the flexibility for you to withdraw your funds at your convenience. However, it's crucial to consider the impact of withdrawing a portion of your funds on potential earnings.
By retaining your funds in the Earn Account, you enhance the likelihood of earning higher yields over time. This is attributed to the eligibility of funds in these accounts for interest accrual and potential compounding, allowing your money to generate more returns.
Should you opt to withdraw a portion of your funds, you'll diminish the overall amount available for earning potential. While you maintain the freedom to access your funds as needed, it's advisable to weigh the immediate access against the long-term benefits of keeping your investments intact.
Be aware that withdrawing may affect both your base APY and bonus APY. To maintain your base APY, visit our article on Base APY to review the applicable tiers. To protect your bonus APY, ensure you use Withdrawal Passes. You can learn more about Withdrawal Passes in the Points section.